My name is Andy Ross. I am "Mr. Health Insurance" of Nevada, and I am the "pajama-man."

You may ask, "What do you mean, the "pajama-man?" Well, let me give you my background, and, then, you will know the "how," "why," and "when" of the "pajama-man" title.

I had been working from my home since December 1992. From 1992 until 2004, I was a successful telecom reseller, earning a great residual income. But, the bottom fell out. When the telephone rates decreased over the years, the telecom industry melted down. My telecom residuals were going south. The "pajama-man" was in trouble. Big trouble. The thought of going out and looking for a job was terrifying. I knew that if I worked for someone else, I could never earn the kind of money that my family needed for a good education and their present lifestyle. Also, after working at home in my own business for 12 years, I did not think I was employable.

I faced the hard truth; I needed a new career; I had to find a job. I thought about it. What kind of job did I want? Eventually, the answer came in the form of health insurance. Health insurance is a business that could keep me in my work-at-home mode and pay me residual income.

From studying the literature, I eventually, knew that I could create a successful format. And, I did! I was able to apply what I learned from my telecom career to the ever-expanding business of health insurance! The more I worked it, the more I was convinced that I could find a secure future for my wife and three children.

Today, 27 months of my being in the health insurance business, I am known as "Mr. Health Insurance" of Nevada; it was my wife, Andee, that designated me the "pajama-man." She got it right! I am in my 15th year of being the "pajama-man!" (I rarely leave my home office; I shave when I choose to; I wear loose, pajama-like clothes). Let me share with you the fact that the demand for health insurance is incredible! My prospective clients want health insurance NOW. I do not "cold call," or chase business. Business comes to me. Potential clients are serious, and they are ready to buy. All transactions are either on the telephone, fax, e-mail, and/or regular mail.

I have a unique system that averages $500 a day in written business. I increase my pay every month, and this translates to $75 residual income growth per day. In the first year, income growth heads north in a straight line. That type of steady growth is built into the system that I will teach you. My office is spinning daily with business. My biggest problem is handling all the activity. If you are a motivated person, who will run the business the way I teach it, you, too, can be the "pajama-man."

In one year, you should be earning $7,500-$10,000 per month income. For some . . . more. On this web site, you can see proof of my 2006 income. It was $178,000. 2006 was my second year in the health insurance business. In 2007, my income will be approximately $275,000.

I am a skilled teacher, coach, consultant and mentor. You will hit the ground running, and no stone will be left unturned in pursuit of your goals and success. Together, we will celebrate your victories. Failure is not an option. Business is not a perfect science. Issues will arise. I will be your support system to keep your business on track. I will provide you with the "Connect-the-Dots" system that will make you a clone of me. My plan is to make you a top producer.